VA Mortgage Loans Harris County Texas| Harris County TX VA Loans
VA Mortgage Loans in Harris County TX and 100% VA Loans - the best loan program in the country!
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Designed for both active duty military and honorable discharged Veterans, VA Mortgage Loans are one of the best mortgage loan programs available today. Here are some of the great features of this fantastic program:
- Up to 100% financing, with no down required.
- No monthly mortgage insurance.
Easier credit qualifying compared to other types of mortgage loans.
- VA Mortgage Rates are low compared to other types of home loans.
So how do you qualify for a VA Mortgage Loan in Harris County Texas?
First of all, you must verify your eligibility. This is done by ordering your Certificate of Eligibility or COE. An approved Texas VA loan lender can order your COE for you, or you can contact the VA to obtain a copy. You will need your DD214 if you are discharged.
The next step is to get pre-approved with an experienced VA lender. It is very important that you contact a lender who knows the VA Mortgage Loan program and all of the important differences compared to other mortgage programs. Get pre-approved here: https://secure.mortgagewebsuccess.com/application/?SiteId=2707
The pre-approval involves a credit check and supporting documentation such as paystubs and bank statements. Even though no down payment is required for VA Mortgage loans, don't forget that there are VA closing costs involved in every transaction.
You should be prepared for all of this by your lender, but nonetheless, don't confuse no down payment with meaning nothing is due at closing! Your lender can help you with ways to finance the closing costs if you don't have money available for closing. Visit the Houston Regional VA Office Website to learn more about your VA Loan benefits: http://www.vba.va.gov/ro/houston/index.htm
It is essential that you work with a local VA lender who understands all of the different aspects of VA Mortgage Loans. We have specialized in 100% VA Mortgage Loans and VA Mortgage Loans in Harris County Texas for over 12 years and would be honored to answer any questions you may have. It doesn't cost a penny to call! Richard L. Smith at 281-994-4240, richardsmith@leader1.com,, or visit our website at http://www.texashomebuyingtips.com.
