VA Mortgage Loans Fort Bend County Texas | Fort Bend County TX VA Loans
VA Mortgage Loans in Fort Bend County TX and 100% VA Loans - the best loan program in the country! Designed for both active duty military and honorable discharged Veterans, VA Mortgage Loans are one of the best mortgage loan programs available today.http://activerain.com/blogsview/3746437/katy-tx-va-mortgage-rates-l-va-loan-rates-in-katy
Here are some of the main features of this great program:
- 100% financing, no down payment required.
- Monthly mortgage insurance is not tacked on to your payment.
- Compared to other types of mortgage loans, easier credit-qualifying requirements.
- Low fixed mortgage rates result in a low monthly payment.
So how do you qualify for a VA Mortgage Loan in Fort Bend County Texas?
You must first verify your eligibility. This is done by ordering your Certificate of Eligibility or TXE. A Texas VA loan lender can order your COE quickly for you, or you can go directly to the VA to obtain a copy. If discharged, you will need your DD214.
The next step is to get pre-approved with an experienced VA lender. It is critical that you contact a lender who knows the VA Mortgage Loan program and all of the important differences compared to other loan programs. You can find our pre-approval form here: https://secure.mortgagewebsuccess.com/application/?SiteId=2707
The pre-approval will involve a credit check and basic supporting documentation like paystubs and bank statements. Even though no down payment is required for VA Mortgage loans, don't forget that there are VA closing costs involved in every transaction. You should be prepared for all of this by your lender, but nonetheless, don't confuse no down payment with meaning nothing is due at closing!
There are ways to finance the closing costs if you don't have money available for closing. Your lender can help you with these options. Visit the Houston Regional VA Office Website to learn more about your VA Loan benefits: http://www.vba.va.gov/ro/houston/index.htm
It is essential that you work with a local VA lender who understands all of the different aspects of VA Mortgage Loans. Our specialty for over 12 years have been VA Mortgage Loans in Fort Bend County Texas and 100% VA Mortgage Loans and would be happy to answer any questions you may have.
It doesn't cost a penny to call! Call Richard L Smith at 281-994-4240, richardsmith@leader1.com, or visit our website at http;//www.texashomebuyingtips.com.
